For carriers, MGAs and TPAs running complex workflows on legacy policy systems
Claims and underwriting that move in hours, not days
Document intelligence, claims routing and regulatory reporting wrapped around your existing PAS — audit-ready from day one.
Intake
AI classify
Auto
Property
Liability
Adjuster review
SIU
Manual review
−80%
Classification accuracy
95%
Waiting on a person
0
Decisions audit-logged
100%
The four problems buyers bring us
- 01
Manual claims review
Adjusters spend hours cross-referencing policies and routing claims by hand.
- 02
Document backlogs
Medical records, invoices and correspondence pile up waiting for categorisation.
- 03
State-by-state reporting
Regulatory complexity that manual processes cannot scale to meet.
- 04
Legacy PAS integration
Core systems without modern APIs create silos and workarounds.
80%
Less manual claims review
P&C carrier case95%
Document classification accuracy
P&C carrier case5,000+
Documents a month
P&C carrier case3 wk
To production
Numbers link to the case study they come from.
What we ship for insurance
Production-grade automation, AI, and platforms for insurance carriers and MGAs — claims, underwriting, document intelligence, and regulatory reporting that actually survives audit.
- 01 AI does this
Claims processing automation
End-to-end automation from FNOL through adjudication. Intelligent routing, document intake, fraud signals, and adjuster workbench — wrapped around your existing PAS.
- 02 AI does this
Document intelligence
ACORD forms, loss runs, medical records, policy documents, correspondence — extracted into structured fields with 95%+ accuracy and full audit trails.
- 03 AI does this
Underwriting automation
Multi-source data aggregation, automated risk scoring, and quote turnaround in hours instead of days. Human-in-the-loop for complex risks.
- 04
Compliance & regulatory reporting
50-state regulatory filings, market conduct reports, and audit-ready logs. Configurable rules engines handle jurisdiction-specific requirements.
- 05
Policy administration modernization
Modern API layer over legacy PAS (Guidewire, Duck Creek, mainframe). Unlock automation and modern UX without replatforming the core.
- 06 AI does this
Fraud detection & SIU support
Pattern detection on claims, providers, and networks. Flagging and scoring for SIU teams with explainable signals and case-file generation.
Designed to pass review, not retrofitted after it
Audit trails, encryption and access controls are sprint-one work.
SOC 2 Type II
Encryption at rest/in transit, access controls, and audit logging built into every system from day one.
State insurance regulatory
Configurable rules engines for 50-state requirements, audit logs for every automated decision, and reconciliation reports for examiners.
NAIC Model Audit Rule
Internal controls and evidentiary documentation aligned with NAIC MAR expectations.
GLBA & data privacy
Customer financial data handled under GLBA-compliant patterns: tokenization, minimization, and explicit retention policies.
Scope in a week, ship in sprints
Shadow mode, parallel run, staged cutover — and a rollback plan you'll hopefully never use.
Insurance discovery & scoping
We map your existing workflow, integrations with core insurance systems, and regulatory constraints. Define success metrics and produce a written scope.
- Workflow audit
- System inventory
- Compliance review
- Success criteria
A human approves every change the AI proposes.
PAS & core systems
GuidewireDuck CreekSapiensInsurityMainframe (MQ, COBOL bridges)Document AI
AWS TextractAzure Document IntelligenceGoogle Document AIUnstructured.ioCustom LLM pipelinesOrchestration
TemporalAirflowCustom Pythonn8nCamunda
Claims processing automation for a mid-size P&C carrier
Document intake, AI classification, extraction, routing and compliance logging for a carrier processing 10,000+ claims a month.
80%
Less manual review
Before you email us
What insurance buyers ask first.
We build an API layer over Guidewire, Duck Creek, Sapiens, or mainframe systems using their available APIs, database CDC, or file-based integrations. The legacy stays — the modern surface goes on top.
Tell us the insurance workflow that hurts most.
A senior engineer who has shipped in your industry replies within 24 hours with scoping questions and a real timeline.
50+
Production systems shipped
97%
Client retention
4–8 wk
Typical time to production
24h
Reply from a senior engineer